Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
New Athens is a village in St. Clair County, Illinois, United States. The population was 1,981 at the 2000 census. New Athens sits on the Kaskaskia River and was originally called Athens. The village was laid out in 1836 and later incorporated in 1866. The name change to New Athens came in 1868 after it was discovered there was already an Athens in another part of the state. The area is known for the water sports recreation, including annual boat races and fishing derby. It is also the home of the Peabody River King Conservation Area. The Village is the home of New Athens Community Unit School District #60 (NACUSD 60) - New Athens Township High School Yellow Jackets. The school website, http://www. na60. org provides additional resources and references. Since New Athens is in the Metro East area of St. Louis, it also has a place in the local brewery history. At one point New Athens was home to Mound City Brewery until the 1950s. Baseball is a big sport in the area and the village has produced a number of athletes that have played professionally. One of the favorite sons is Whitey Herzog, a former Major League Baseball outfielder and manager. Other former major leaguers with New Athens ties include Larry Stahl, Mickey Haefner, Warren Hacker, and Rich Hacker. New Athens is home to a Roman Catholic church which is named St. Agatha's.