Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Rochester is a village in Sangamon County, Illinois, United States. According to a special village census held in 2006, the population is 3,442. The population was 2,893 at the 2000 national census. The village was settled in 1819, and is located in Rochester Township. Rochester is part of the Springfield, Illinois Metropolitan Statistical Area.