Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Salem is a city located in the U.S. state of Illinois. It is the county seat of Marion County. The population was 7909 at the 2000 census. Salem is the birthplace of William Jennings Bryan and his brother vice presidential candidate Charles W. Bryan, the G. I. Bill of Rights, and Miracle Whip salad dressing. It is also home to three homes on the National Register of Historic Places: the Charles and Naomi Bachmann House; the Badollet House; and the William Jennings Bryan Boyhood Home.