Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Techny is a neighborhood of Northbrook, Illinois, United States. Techny was once a separate community but was eventually annexed by Northbrook. The North American headquarters of the Divine Word Missionaries has been located in Techny since 1896. The Divine Word Missionaries opened St. Mary's Mission Seminary in Techny in 1909; this was the first seminary which prepared priests for foreign missions. Techny has its own post office with ZIP code 60082.