Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Elkhart is a city in Elkhart County, Indiana, United States. The city is located 15 miles (24 km) east of South Bend, 110 miles (180 km) east of Chicago, and 150 miles (240 km) north of Indianapolis. Elkhart has the larger population of the two principal cities of the Elkhart-Goshen Metropolitan Statistical Area, which in turn is part of the South Bend-Elkhart-Mishawaka Combined Statistical Area, in a region commonly known as Michiana. The population was 51,874 at the 2000 census. Despite the shared name, it is not the county seat of Elkhart County; that position is held by the city of Goshen, located about 10 miles (16 km) south of Elkhart.