Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cedar is an unincorporated community in southeastern Mahaska County, Iowa, United States. It lies along Iowa Highway 23 southeast of the city of Oskaloosa, the county seat of Mahaska County. Its elevation is 814 feet (248 m), and it is located at 41°12′44″N 92°31′33″W / 41.21222°N 92.52583°W / 41.21222; -92.52583 (41.2122326, -92.5257450). Although Cedar is unincorporated, it has a post office with the ZIP code of 52543, which opened on 19 June 1874.