Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Lamoni is a city in Decatur County, Iowa, United States. The population was 2,444 at the 2000 census. Lamoni is the home of Graceland University, affiliated with the Community of Christ. The city is a significant historic area for the Community of Christ church with the Liberty Hall museum. In 1870 a stewardship association of church members, known as the Order of Enoch, purchased over three thousand acres (12 km²) of land in southern Iowa as a place for gathering.