Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Montpelier is an unincorporated community in eastern Muscatine County, Iowa, United States. Located along Iowa Highway 22, it lies on the Mississippi River above the city of Muscatine, the county seat of Muscatine County. Its elevation is 568 feet (173 m), and it is located at 41°27′33″N 90°48′26″W / 41.45917°N 90.80722°W / 41.45917; -90.80722 (41.4591974, -90.8070883). Montpelier's post office was first established under the name of Iowa on 1836-04-19, changed to Montpelier on 1839-04-01, and discontinued on 1846-02-11. Although it was reestablished on 1882-02-28, it was finally discontinued on 1986-02-18, when it was attached to the Blue Grass post office. Although its post office is gone, Montpelier retains its own ZIP Code, 52759. The community is part of the Muscatine Micropolitan Statistical Area.