Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Oakland is a city located along the West Nishnabotna River in Pottawattamie County, Iowa, United States. As of the 2000 census, the city had a total population of 1,487. Formerly named Big Grove, Oakland is home to Nishna Heritage Museum. The artist Frank Tenney Johnson was born on his family's farm nearby in 1874.