Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Pilot Grove is an unincorporated community in northern Lee County, Iowa, United States. It lies along local roads northwest of the city of Fort Madison, the county seat of Lee County. Its elevation is 643 feet (196 m), and it is located at 40°45′46″N 91°32′13″W / 40.76278°N 91.53694°W / 40.76278; -91.53694Coordinates: 40°45′46″N 91°32′13″W / 40.76278°N 91.53694°W / 40.76278; -91.53694 (40.7628123, -91.5368236). Although Pilot Grove is unincorporated, it has a post office, with the ZIP code of 52648, which opened on 1837-05-01. There has not always been a Pilot Grove post office since that date: it was discontinued on 1894-06-30, and when it was reestablished on 1895-08-07, it was under the name of Overton. The name was not restored to Pilot Grove until 1908-03-19. Pilot Grove is part of the Fort Madison–Keokuk, IA-MO Micropolitan Statistical Area.