Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Polk City is a city in Polk County, Iowa, United States. The population was 2,344 at the 2000 census; a special census in 2005 counted 2,872 residents. It is part of the Des Moines–West Des Moines Metropolitan Statistical Area. Polk City is located along Saylorville Lake and near Big Creek State Park.