Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Selma is an unincorporated community in northwestern Van Buren County, Iowa, United States. It lies along Iowa Highway 16 northwest of the city of Keosauqua, the county seat of Van Buren County. Its elevation is 617 feet (188 m). Although Selma is unincorporated, it has a post office with the ZIP code of 52588. The post office was originally opened as the Hickory post office on 10 September 1874, and its name was changed to Selma on 24 April 1882.