Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Sigourney (pronounced "SIGG-ur-nee") is a city in Keokuk County, Iowa, United States. The population was 2,209 at the 2000 census. It is the county seat of Keokuk County. The Sigourney Community School district encompasses nearly a 70-square-mile (180 km) radius, drawing students from smaller surrounding communities. Approximately 700 students are enrolled yearly, with an average of 350 attending elementary (K-6) and 350 students attending junior/senior high (7-12). The average graduating class is 50 students with 80% moving on to college. The school system's mascot is the Sigourney Savage. Sigourney is represented by Rep. Leonard Boswell in the United States House of Representatives. Keokuk County was opened for white settlement in 1843, and the town got its start in 1844 when S.A. James built the first cabin there. Other families began to settle there as well, and in 1844, the town was named by county commissioner Dr. George H. Stone in honor of popular poet Lydia Sigourney. A large oil-painted portrait of Lydia still graces the foyer of the county courthouse.