Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Troy Mills is an unincorporated community in northern Linn County, Iowa, United States. It lies along local roads north of the city of Cedar Rapids, the county seat of Linn County. Its elevation is 869 feet (265 m), and it is located at 42°17′24″N 91°40′57″W / 42.29°N 91.6825°W / 42.29; -91.6825 (42.2899905, -91.6823925). Although Troy Mills is unincorporated, it has a post office, with the ZIP code of 52344, which opened on 10 June 1867.