Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Watkins is an unincorporated community in southeastern Benton County, Iowa, United States. It lies along local roads south of the city of Vinton, the county seat of Benton County. Its elevation is 830 feet (253 m). Although Watkins is unincorporated, it has a post office, with the ZIP code of 52354, which opened on 15 December 1873.