Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Oberlin is a city in Decatur County, Kansas, United States. The population was 1,994 at the 2000 census. It is the county seat of Decatur County. On September 30, 1878, Northern Cheyenne fleeing from Indian Territory to their homes in the north, the Northern Cheyenne Exodus, attacked homesteaders near Oberlin, then a tiny hamlet. The Last Indian Raid in Kansas room in the Decatur County Museum and a monument in the town cemetery near the graves of the victims commemorate those depredations.