Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Stilwell is a small unincorporated community in Johnson County in the U.S. state of Kansas. It is a southern outlying suburb of Kansas City. Stilwell was named for a conductor on the first Missouri Pacific train to arrive in the community in the 1870s. Stilwell is mostly farmland, but in recent years has spawned suburban neighborhoods. The Aubry Township Board has stated that by 2010, most of Stilwell will be urban. Stilwell has low land value and some farms are abandoned; however, in recent years, the large population growth of Overland Park, Kansas has increased the demand for new neighborhoods, raising the land value in some areas to high amounts. Stilwell is located at 38°46′09″N 94°39′23″W / 38.76917°N 94.65639°W / 38.76917; -94.65639Coordinates: 38°46′09″N 94°39′23″W / 38.76917°N 94.65639°W / 38.76917; -94.65639 and encompasses 48.7 square miles, roughly from State Line to Antioch and from 159th Street to 215th Street.