Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cerulean is an unincorporated community in Trigg County, Kentucky, United States. At one time, it was a city, incorporated as Cerulean Springs. It lies along Kentucky Routes 124 and 126 northeast of the city of Cadiz, the county seat of Trigg County. Its elevation is 512 feet (156 m), and it is located at 36°57′34″N 87°42′36″W / 36.95944°N 87.71°W / 36.95944; -87.71 (36.9594919, -87.7100107). Although it is unincorporated, it has a post office, with the ZIP code of 42215. The community is part of the Clarksville, TN–KY Metropolitan Statistical Area.