Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Crofton is a city in Christian County, Kentucky, United States. The population was 838 at the 2000 census. Incorporated in 1873, the city is named for pioneer James Croft, who donated the land which the city occupies. Crofton is part of the Clarksville, TN–KY Metropolitan Statistical Area.