Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Elizabethtown is the 14th largest city in Kentucky, United States and is Hardin County's county seat. Its population was estimated at 25,942 in 2008. It is the principal city of and is included in the Elizabethtown, Kentucky Metropolitan Statistical Area, which is included in the Louisville–Jefferson County–Elizabethtown–Scottsburg, KY-IN Combined Statistical Area.