Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Elkfork (also Elk Fork) is an unincorporated community in Morgan County, Kentucky, United States. It lies along Route 172 northeast of the city of West Liberty, the county seat of Morgan County. Its elevation is 856 feet (261 m). Although it is unincorporated, it has a post office, with the ZIP code of 41421.