Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Fort Thomas is a city in Campbell County, Kentucky, along the Ohio River. The population was 16,495 at the 2000 census. The current mayor is Mary Brown. The city's official nickname is The City of Beautiful Homes and is known unofficially as Cake Town. It is officially part of the Cincinnati Metropolitan Area. Downtown Fort Thomas has seen numerous updates in recent years.