Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
The city of Gretna is the parish seat of Jefferson Parish, in the US state of Louisiana. "Gretna, Louisiana (LA) Detailed Profile" (notes), City Data, 2007, webpage: C-Gretna. "Census 2000 Data for the State of Louisiana" (town list), US Census Bureau, May 2003, webpage: C2000-LA. </ref> Gretna is on the west bank of the Mississippi River, just east and across the river from uptown New Orleans. It is part of the New Orleans–Metairie–Kenner Metropolitan Statistical Area. The population was 17,423 at the 2000 census.