Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Chebeague Island is an island town in Cumberland County, Maine, United States, located in Casco Bay, 10 miles from Portland. These islands are sometimes referred to as an older, now archaic term "The Calendar Islands" because there was once a belief that the approx. number of islands is about 365. See Casco Bay. The actual number is less than two hundred. Great Chebeague was a part of the town of Cumberland until July 1, 2007, when it became the town of Chebeague Island. Two ferry services provide transportation to the island. The Chebeague Transportation Company (CTC) makes the 15 minute run from Cousins Island, which in turn is connected by bridge to Yarmouth. Casco Bay Lines also provides service on all mail-boat and other "down-bay" trips that travel beyond Long Island. Chebeague Island is part of the Portland–South Portland–Biddeford, Maine Metropolitan Statistical Area.