Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Harpswell is a town in Cumberland County, Maine which is geographically within Casco Bay in the Gulf of Maine. The population was 5,239 at the 2000 census. Harpswell is composed of land contiguous with the rest of Cumberland County, called Harpswell Neck, as well as a several large and small islands: Great Island, Orr's Island, and Bailey Island. Harpswell is part of the Portland–South Portland–Biddeford, Maine Metropolitan Statistical Area.