Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Skowhegan is a town in and the county seat of Somerset County, Maine, United States. As of the 2000 census, the town population was 8,824. Every August, Skowhegan hosts the annual Skowhegan State Fair, the oldest continuous state fair in the United States. The Skowhegan School of Art is an internationally known residency program for visual artists, though it is technically located in neighboring East Madison.