Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Brandywine is an unincorporated area and census-designated place (CDP) in Prince George's County, Maryland, United States, although the postal delivery area includes part of Charles County as well near Malcolm. The population of Brandywine (CDP) was 1,410 at the 2000 census, which is a small percentage of the area covered by the Brandywine post office. The Brandywine zip code covers a very large area both east and west of busy Maryland Route 5/U.S. Route 301, which merge at Brandywine. Cedarville State Forest and the picturesque Baden community to the east, including a trailer park community, are part of greater Brandywine. Although surrounded on either side by the sizable communities of Clinton and Waldorf, Brandywine itself has remained primarily rural and scenic; however, this is beginning to change, with new housing developments being built. Brandywine Crossing shopping center, whose first phase opened in October 2008, will have Target, Safeway, Costco, Marshalls, Jo-Ann Stores, Bonefish Grill, Kobe Japanese Steakhouse, and a 16-screen Kerasotes Movie Theater. The community also includes Gwynn Park High School, a golf course, and a construction equipment sales lot.