Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
California is a census-designated place and community in St. Mary's County, Maryland, United States. The population was 9,307 at the 2000 census. California continues to grow with the spread of population out from the older adjacent community of Lexington Park and the growth in both technology-related and defense-related jobs at the Patuxent River Naval Air Station. There are department stores and numerous shopping centers situated along Maryland Highway 235 ("Three Notch Road"). Maryland Route 4 crosses Highway 235 in California, providing access to the wide Governor Thomas Johnson Bridge and the popular weekend resort town of Solomons, Maryland on the opposite side. Bridge-bound traffic is infamous for backing up during rush hour.