Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cheltenham is an unincorporated community in Prince George's County, Maryland, United States, adjacent to U.S. Highway 301. It contains a juvenile correctional facility, the Southern Maryland Farmers market, and Maryland Veterans Cemetery, along with many scenic farms and woods. Nearby is the Marlton housing development.