Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Elkton is a town in Cecil County, Maryland, United States. The population was 11,893 as of the 2000 census and 14,842 according to current July 2008 census estimates. It is the county seat of Cecil County. It was formerly called Head of Elk because it is located at the head of navigation on the Elk River, which flows into the nearby Chesapeake Bay. Elkton was once known as the "Gretna Green of the West" because of its popularity as a place for eloping couples to marry until a state law was passed in 1938 requiring a 48-hour waiting period. Still, the town maintains several wedding chapels. The crash of Pan Am Flight 214, which was struck by lightning, occurred near Elkton on December 8, 1963. The crash of Pan Am Flight 214 was registered in the Guinness Book of World Records (2005) as the "Worst Lightning Strike Death Toll."