Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Garrett Park is a town in Montgomery County, Maryland. It was named for a former president of the Baltimore and Ohio Railroad, but whether specifically for John Garrett or Robert W. Garrett is a matter of some disagreement between sources. The population was 917 at the 2000 census. Garrett Park is home to Garrett Park Elementary School, just outside the town proper.