Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Mechanicsville is an unincorporated community in St. Mary's County, Maryland. It is adjacent to the community of Charlotte Hall, which is known for its agriculture, Amish population, large farmers' market/flea market, and the Maryland Veterans Home. Mechanicsville has many small businesses and restaurants along Maryland Route 235. This community is served by the St. Mary's County Public Schools including Chopticon High School.