Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Oakland is a town in the west-central part of Garrett County, Maryland, United States. With a population of 1,930 according to United States Census 2000 figures, it is the most populated community in Garrett County. The town is also the county seat of Garrett County and is located within the Pittsburgh DMA. Oakland is situated only miles from the source of the Potomac River, which flows directly into the Chesapeake Bay. It is also near the Wisp Resort at Deep Creek Lake, a major ski resort for many Marylanders and other visitors. The Autumn Glory Festival, a fall festival that attracts a great number of tourists, takes place in Oakland every October.