Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Olney, a census-designated place and an unincorporated area of Montgomery County, Maryland, USA, located in the north central part of the county, twenty miles north of Washington, D.C. It was largely agricultural until the 1960s, when growth of the Washington suburbs led to its conversion into a mostly residential area. As generally defined, Olney had a total population of 31,438 in the 2000 census. In July 2007, Money magazine ranked Olney as 17 (the highest ranked town in Maryland) out of 100 in its "America's Best Places To Live" edition.