Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ridge is an unincorporated community in St. Mary's County, Maryland, United States. It is near the southernmost tip of the western shore of Maryland, known as Point Lookout, has bodies of water on both sides, and has two popular seafood restaurants. A historically black Roman Catholic church is here, which formerly had a parochial school.