Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Sunderland is a small, rural community located in Calvert County, Maryland, approximately 5 miles south of Dunkirk, Maryland and 10 miles north of Prince Frederick, Maryland. Although Sunderland is not incorporated and does not have a central business district, it does have a zip code, 20689. However, as of November 2007, the former Sunderland post office had closed its doors due to a lease dispute without opening a new location, and postal officials are determining where to locate a new post office location..