Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Baldwinville is an unincorporated village and census-designated place (CDP) in the town of Templeton in Worcester County, Massachusetts, United States. The population was 1,852 at the 2000 census. The name may also refer to the local post office or railroad station. Some people, perhaps confusing it with the place in New York, erroneously call it Baldwinsville.