Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Belchertown (previously known as Cold Spring and Belcher's Town) is a town in Hampshire County, Massachusetts, United States. It is part of the Springfield, Massachusetts Metropolitan Statistical Area. The population was 12,968 at the 2000 census. It is the home of Belchertown High School, the infamous Belchertown State School mental institution (closed in 1992), and Boivin Racing. Part of the town is part of the census-designated place of Belchertown.