Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Devens, Massachusetts is an unincorporated village, census-designated place in the towns of Ayer and Shirley, in Middlesex County and Harvard in Worcester County in the U.S. state of Massachusetts. It is the successor to Fort Devens, a military post that operated from 1917 to 1996. The area itself is named after jurist and Civil War general Charles Devens. The population was 1017 at the 2000 census.