Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Swampscott is a town in Essex County, Massachusetts, United States located 12 miles up the coast from Boston in an area known as the North Shore. The population was 14,565 at the 2007 census. A former summer resort on Massachusetts Bay, Swampscott is today an affluent residential community which includes the village of Beach Bluff, as well as part of the neighborhood of Clifton. The town is home to Marian Court College. As of 2008 it was one of the top twenty wealthiest towns in Massachusetts.