Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Birmingham is an affluent city in Oakland County of the U.S. state of Michigan. As of the 2000 census, the total population was 19,291. An upscale suburb of Detroit, the city hosts a downtown that attracts shoppers from throughout the Metro Detroit area.