Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Buchanan is a city in Berrien County in the U.S. state of Michigan. The population was 4,681 at the 2000 census. The city is located at the southeast corner of Buchanan Township, about 5 miles (8 km) west of Niles. Popularly known as "Redbud City" because of the many redbud trees that have historically lined city streets and the major approaches to the city, Buchanan has long been recognized as a Tree City USA by the National Arbor Day Foundation.