Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Charlotte is a city in the U.S. state of Michigan. As of the 2000 census, the city population was 8,389. It is the county seat of Eaton County. Charlotte is in the central portion of the county, on the boundary between Eaton Township and Carmel Township, though politically independent of both. Interstate 69 serves the city, and connects it to the state capital of Lansing. It is located 21.5 miles (34.6 kilometers) from downtown Lansing.