Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hastings is a city in the U.S. state of Michigan and the county seat of Barry County. The population was 7,095 at the 2000 census. The city borders Hastings Charter Township on the north, east, and south, though it is politically independent. It has been named "One of the best 100 small towns in America". Hastings is part of the Grand Rapids-Wyoming metropolitan area.