Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hillsdale is a city in the state of Michigan. As of the 2000 census, the city population was 8,233. It is the county seat of Hillsdale County, and is run as a council-manager government. On November 8, 2005, 18-year-old high school student Michael Sessions, was elected mayor as a write-in candidate, defeating 51-year old incumbent Doug Ingles, and at the time of his election believed to be the youngest mayor in the United States. The city is the home of Hillsdale College, a private liberal arts college noted for its academics and its influence in politics and education. The city is situated mostly within Hillsdale Township, but is a municipality governed independently of the township. Nearby communities include: Allen, Bankers, Cambria, Camden, Frontier, Jerome, Jonesville, Litchfield, Montgomery, Moscow, Mosherville, North Adams, Osseo, Pittsford, Prattville, Ransom, Reading, and Waldron.