Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kalamazoo is the largest city in the southwest region of the U.S. state of Michigan. It is the county seat of Kalamazoo County. As of the 2000 census, the city had a total population of 76,145. It is the major city of the Kalamazoo-Portage metropolitan area, which had an estimated population of 323,713 as of 2008. Kalamazoo is home to Western Michigan University, a nationally recognized research institution that has benefited from the local presence of Pfizer, Eaton Corporation and Stryker Corporation. This has enabled the school to offer solid programs in both its College of Engineering and Applied Sciences, and Haworth College of Business. The city is also home to Kalamazoo College (often referred to as "K College"), a liberal arts school located adjacent to WMU's campus. Kalamazoo was home to Nazareth College until its closure in 1991.