Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Livonia is a city in the northwest part of Wayne County in the U.S. state of Michigan. Livonia is a very large suburb with an array of traditional neighborhoods connected to the metropolitan area by freeways. The population was 100,545 at the 2000 census. The 2008 Census Bureau Estimate places the population at 91,220, making it the ninth largest city in Michigan. The municipality is a part of the Detroit metropolitan area, and located approximately 13 miles (21 km) northwest from downtown Detroit, and two miles (3 km) from the western city limits of Detroit (Redford Township lies in between the two).