Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Luna Pier is a small city in Monroe County of the U.S. state of Michigan. It is located 6 miles from the Ohio border along the coast of Lake Erie. It was established in the early 1900s and incorporated as a city in 1963. It functioned primarily as a resort for people living in the greater Toledo, Ohio and Metro Detroit area. As of the 2000 census, the city population was 1,483. Its most prominent feature is a large crescent-shaped pier made of concrete, stretching about a quarter mile out into Lake Erie. The pier is flanked by sandy beaches and man-made rock and concrete embankments. On most days, the Davis-Besse nuclear power plant in Port Clinton can be seen from the pier. Also visible, the Toledo Lighthouse and shipping channel. Luna Pier, now established with mainly year round residents, attracts tourists interested in fishing, the public beach, bike trails, public boat ramp, marinas, ball fields, lake front scenery and the small-town atmosphere. The city is served by Mason Consolidated Schools.