Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Bemidji is a city in Beltrami County, Minnesota, United States. Its population was estimated at 13,419 in 2007. It is the county seat of Beltrami County. Bemidji is the most major city in North Central Minnesota and the largest commercial center between Grand Forks, ND and Duluth, MN. Bemidji lies on the southwest shore of Lake Bemidji, the northernmost lake feeding the Mississippi River and, as such, is deemed "the first city on the Mississippi. " Bemidji is also dubbed the "curling capital," of the U.S. Its name derives from the Ojibwe Bay-may-ji-ga-maug, meaning "lake that traverses another body of water". On occasion, in Ojibwe, the city of Bemidji is called Wabigamaang ("at the lake channel/narrows"), because part of the city is situated on the Lakes Bemidji/Irving narrows, located on the south end of Lake Bemidji, and extends to the eastern shore of Lake Irving. Bemidji is home to Bemidji State University, Northwest Technical College, and Oak Hills Christian College. It's also headquarters of Bemidji Woolen Mills. The statues of Paul Bunyan and Babe the Blue Ox, local landmarks, are downtown on the lakefront. Lake Bemidji State Park offers year-round recreation. Bemidji is a base to one of five medevac helicopter flight stations in the state for AirCare, operated by North Memorial Medical Center in Robbinsdale, MN, a Level 1 Trauma Center located in the Minneapolis/St. Paul area. This station covers the northern part of Minnesota and eastern North Dakota. Its building is located at the Bemidji Regional Airport. North Country Health Services, which operates North Country Regional Hospital, and MeritCare Clinic are also here. Paul Bunyan Broadcasting, a group of sixteen radio stations across northern Minnesota, has its headquarters here. NFL Pro Football Hall of Famer Dave Casper was born in Bemidji, as was actress Jane Russell.