Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Carlton is a city in Carlton County, Minnesota, United States. The population was 810 at the 2000 census. It is the county seat of Carlton County. Minnesota State Highways 45 and 210; and County Roads 1 and 3 are four of the main routes in the community. The Thomson Reservoir and Dam, and Jay Cooke State Park are nearby; and the Willard Munger Bicycle Trail runs through the city.